Welcome Payments Enthusiasts!

I'm Patti Hewitt, otherwise known as Paymentgal and I welcome you to enter the world of payments.  My entire professional career has been devoted to this industry and I am eager to share my knowledge, insights, and resources with you.

This website serves two purposes - first, to introduce you to my company and the services it offers, as well as to share my public opinions on what's happening in the payments industry  through my Paymentgal Blog.

Second, to introduce you to my network, KEENonPayments, a membership network devoted to supporting independent payments professionals and payments experts through knowledge, support, and project-sharing.  This site is for members only, but it's quick, easy, and free to sign up.  Just click on the link in the upper right hand corner of the screen. 

Check out my original KEEN video here or send me a note anytime. 

 

Free Weekly Payments News Recap

Blog

Of all the big tech companies, Apple is the only one that's been chipping away at creating a real payments eco-system. By that, I mean successfully addressing the needs or Unlike Amazon or Google, that have healthy, functioning payment solutions for merchants and corporates or Facebook that has squandered its opportunity in financial services by becoming the company no one trusts with their information or Microsoft that continues to toy with financial services as a side hustle, Apple has to…
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The new Apple credit card is an example of how that company has potentially put a product into market that could disrupt the credit card industry. Building on the concept of Customer Effort as a defining factor in disruption, I examine how this new way of evaluating technologies could be used to answer our questions about how the future of the payments industry.
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This article from Forbes discusses the slowly expanding use of mobile wallet or in-app payment forms used by brick and mortar retailers to avoid interchange fees.  How does this actually work and further, lead to the adoption of Faster Payments?  First, let's look at how a retailer builds out a private mobile wallet:

1.  Enable a private label credit…

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