Welcome Payments Enthusiasts!

I'm Patti Hewitt, otherwise known as Paymentgal and I welcome you to enter the world of payments.  My entire professional career has been devoted to this industry and I'm keen on  sharing my knowledge, insights, and resources with payments-friends, colleagues, and clients.

I founded KEENonPayments as a community devoted to supporting independent payments professionals and fellow payments experts through knowledge, support, resource and opportunity-sharing.  Certain areas of this site are for members only, but it's quick, easy, and free to sign up.  Just click on the link in the upper right hand corner of the screen and you're in.

This site is also a forum where I share my opinions on what's happening in the payments industry through my Paymentgal Blog. 

Finally, if you want to learn more about my research and consulting services, just click on the PG Research tab in the menu. 

I have designed this site to be of value to the payments community at-large.  I welcome and encourage your participation. 

Thanks for sharing freely!

 

Free Weekly Payments News Recap

Blog

Have financial services finally come to their lifestyle branding moment? Or, are we simply confusing brand with eco-system? Recent happenings like MasterCards' new restaurant and Barclay Banks' device store and Apple's credit card are all fun to think about, but profits still lie in transactions. How financial services capture transactions is very different from what it has been. But elevating the user experience into a lifestyle brand is a big reach.
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ACH is an incredibly durable transaction type with an ubiquitous reach and user familiarity combined with an ultra-low cost of acceptance. Faster Payments is an exciting new scheme promising to upend clearing and settlement in a whole new way. But faster plays out for good and for fraudsters. Thinking through the potential impact of instant payments requires the input of those experienced in the way that our complicated industry actually works. That's what this conversation is all about.
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In a recent blog post, I gave some thought to how payment hubs are evolving and where these complex, but increasingly necessary, technologies fit into our present-day financial institution eco-systems. To gain more insight into the subject, I had the opportunity to talk to Trevor LaFleche from Fiserv. Trevor is the Director of Product Management and Marketing, Enterprise Payments Solutions, for the company and has extensive experience in designing and building platforms of this kind, Trevor…
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Addressing our industry's problems with digital solutions is not just the purview of start-ups, but also breathes new life into mature businesses. Case in point - commercial payments. There is no hotter segment in the industry today than commercial payments. It’s here we find deep pockets of inefficiency that can be addressed through digital payments, creating an economic powerhouse with the capability to generate highly profitable margins. The expanse of this market is also attractive,…
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